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I’ve been in the oil and gas industry for a couple of years now. The pay is good but the job can be very dangerous. I had an accident one day and it almost cost me my life. At that moment, I realized that how my work can put my life in danger; it made me reflect how it will impact my life and I need to do something about my earnings. I cannot work in an offshore oil field for the rest of my life even if the pay is good. I know I have to do something with the money that I am earning now so that I can retire early and spend more time with my wife and my twins.

I became interested in investing when my granddaughter showed interest. Our favorite sunday tradition was reading the newspaper together. At the age of 8, her favorite section was the Financials.

As a life-long investor, I have to share some information with you. I am not pleased by most investment research, including financial newsletters, stock newsletters, or investing newsletters.

As an active investor, I have always sought financial well-being by making sharp, calculated investment choices. At first, I just participated in my companys 401K program, and every so often I would purchase a CD. After securing my 401K, my co-worker told me to go see a financial planner; he gave me life-changing advice. My new financial planner let me know that my current investment strategy would not be able to provide for me, financially, when I retired. I could only count on earning approximately $400 per month from my investments if I were to retire at 65.